![]() That way they don’t accumulate in a pile on my desk. A vinyl binder pocket for receipts that need to be filed. My household budget notebook is a 1 1/2 inch binder with various free budget printables from different places on the internet which are linked at the end of the post. Subscribe via email here How To Make A Budget Binder (you can get Quicken here)ĭon’t miss a post! Get this blog delivered by email. I would say do whatever method that engages you and really makes you aware of your spending and saving. I’m not completely old school…I do pay all the bills that can be paid online and I use Quicken as my check register and just download our transactions every day. Some people keep their budgets in an Excel spreadsheet, some use online programs like Mint or YNAB, some use Quicken, some use the envelope method (click here for a detailed description of how this works) and some people don’t care and do nothing and it all works out for them… or not □ I know it’s “old school” to use pencil and paper but that’s how I like doing it. We’ll continue to re-evaluate it each month and tweak it as necessary. So now I’m going to try setting up our basic budget from June-May and see how that works. Yep, an extra $400 a month!! I almost cried when I saw that! I never know how these two things will go! Sometimes things stay pretty much the same and sometimes, like this year, we’ll be paying close to $200 more per paycheck for medical (plus a high deductible) starting June. ![]() The only problem I realized is that, for my family at least, I would often have to re-do our family budget mid year because my husband’s company has our medical insurance running June – May and every year the options get worse and the cost is more! It’s also the time that our mortgage company re-evaluates our escrow account for taxes which affects our mortgage payment. There’s nothing like a shiny New Year to get you motivated to make changes and be more organized! I know that most people set up a basic budget in January for the year. Please see our Disclosure Page for more information. ![]() ![]() Read on to learn how to make a budget binder for yourself!ĭisclosure: This post may contain affiliate links to Amazon and/or Etsy, which means that I may earn a small commission from some of the links in this post. So my first project was to re-organize our budget (you’ll find out why as you read on) and I made a household budget binder! I also have a list of free printable financial planning pages at the end of this post that I will frequently update. I plan on doing that! But I also think summer is a good time to do a little organizing since I do have more free time and I will have more hands available to help me did do some projects. If you can budget your money, you can budget your time! Enjoy the new feeling of self-control these habits will create in your life.This is my summer of organization! I know most of you are thinking summer is the time to relax and take it easy. That’s why we’ve created 15 free printable hourly planners. Once you see how good it feels to really know where your money is going, you may want to organize your time in a likewise fashion. Once you find what works for you, you can print 12 to prepare for the year, or you can laminate and reuse a single sheet. If not, come back and print a different one. It couldn’t be easier.Īfter trying your budget for a month or two, assess whether the printable you chose is working well. A new tab will open, and you can print straight from there. Browse through them and find one you think will fit your needs, then simply click on it. Some feature columns while others are subdivided into boxes. There are different styles, colors and categories on each one. We’ve created 20 free printable monthly budget planners to help you get ahold of your finances. You need a budget to stay on top of it all. Even without these costly events, there’s always groceries, mortgages, utilities and car payments to think about. It seems like there’s always something expensive lurking, waiting to drain your bank account.
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